Inheritance Tax receipts continue to climb, and more homeowners are turning to release equity from their property as a means to not only supplement their basic necessities but to manage rising tax exposure. With the announcement that IHT threshold will be frozen and major IHT changes already scheduled for 2027, advisers warn that what was once a “tax for the wealthy” is now hitting mainstream households. Many are choosing to unlock property wealth or start gifting sooner to reduce future liabilities.

While the Budget tomorrow (26th November 2025) remains speculative, the trend raises a wider question: Is all this a fact is by the Government to make people transfer wealth now rather than build up heavily taxed estates in the future? Either way, the message from professionals is clear, detailed financial planning and estate planning has never been more important. This service is not just for the rich.

Great article here: https://todayswillsandprobate.co.uk/joined-up-advice-best-practice-for-profession-as-iht-receipts-and-equity-release-continue-to-rise/

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