You are currently viewing Myth Busting #2: No Blame Divorce

Myth Busting #2: No Blame Divorce

Q: Is it true that if my husbands files a no blame divorce, he does not have to give me any money.

A: Since 2022, couples in England and Wales can divorce without blaming each other. No drama, no long statements, no digging through old messages. You simply declare that the marriage has broken down. It’s clean, modern, and far less stressful.

But here’s what most people don’t realise…

The legal divorce only ends the marriage. It doesn’t decide who gets the house, pension, savings, investments or anything else. To deal with money, you go through a completely separate process: the financial settlement. This only becomes legally binding once the court approves a financial order (usually a consent order when couples agree terms). Without a financial order, financial claims can still be made in the future, even years later.

How the Court Actually Splits Money

No-blame divorce doesn’t protect your assets. When the court is asked to decide on finances, it focuses on two core principles: needs and fairness.

1. Needs

The court looks at practical realities:
•Where each person will live
•Childcare responsibilities
•Income and earning  capacity
•Health, age and financial resources

If a straight 50/50 split doesn’t meet these needs, the court adjusts the division.

2. Fairness

Judges also consider the length of the marriage, each person’s financial and non-financial contributions, the lifestyle enjoyed during the relationship, and any special circumstances. The goal isn’t to reward or punish either spouse. it’s to help both people move forward with stability.

The Real Bottom Line

No-blame divorce makes the emotional process kinder, but it doesn’t stop financial claims. Only a court-approved financial order can protect your assets long-term. No-blame changes the process not the payout.

Do you have any further questions about no blame divorces. Get in touch today.